The Tulbowitz/Ratner family originated in the Vitebsk region, lived for decades near Rostov-on-Don, and finally settled in Albany, New York.
The Ratner family became established in the Fifth Ward of Albany, N.Y. Abe bottled soda water and Rose nurtured a brood of children.
If Sholom Tulbowitz had gone to Dvinsk instead of Rostov, his Ratner descendants might have grown up in Perm instead of Albany.